Step 1: Choose Your Coverage
Decide on coverage limits that fit your operation. Most start with primary liability, adding cargo coverage for the vehicles you transport, plus options like physical damage and garage liability. The number of units you haul, their value, and your routes all influence the right package.
Step 2: Policy Activation
Once your policy is issued and the premium paid, coverage starts. Whether you’re loading at a dealership or driving across state lines, you’re protected from day one.
Step 3: If an Incident Happens
If there’s damage, theft, or an accident, safety comes first. Then follow required reporting procedures with local authorities.
Step 4: File a Claim
Notify us as soon as possible. Share details, including any vehicle damage, injuries, or property loss. Clear, timely reporting keeps things moving.
Step 5: Claim Evaluation
El Camionero reviews the incident, confirms policy limits, and investigates. If it’s covered, we begin the compensation process.
Step 6: Coverage Kicks In
Once approved, we cover repairs, replacement costs, medical expenses, or legal fees—up to your policy limits.
Step 7: Case Resolution
We finalize payouts so you can get back to work. We handle the details; you keep your business moving.
